A declined payment is a starting point. Find the cause.
A useful acceptance review separates checkout friction, authentication, risk blocks, and issuer decisions.
Payments consultancy
Make payments
your advantage.
Better acceptance. Clearer costs.
A payment operation built
around your business.
The bigger picture
Every payment connects
your customer to your business.
We help you make that connection work. From choosing payment providers to improving acceptance, managing costs, and reconciling funds, Aurora brings clarity to the decisions behind your payments.
Meet AuroraThe whole payment picture.
The detail that matters.
From pay-in to payout
A payment is a journey.
Look at every stage.
Explore the customer, provider, and operational decisions behind every movement of money.
Make it easier to complete a payment.
Understand how method choice, checkout, authentication, and provider decisions affect payment completion.
Questions worth asking
Which methods fit your customers? Where do attempts fail? What is behind your decline rate?
What we review
Payment funnel, local methods, authorisation data, recurring billing, and provider capabilities.
Balance payment acceptance with control.
Review the decisions that separate a legitimate purchase from fraud, and the processes that handle disputes afterwards.
Questions worth asking
What is being blocked, and why? Who owns exceptions, evidence collection, and dispute decisions?
What we review
Fraud rules, authentication, risk blocks, customer friction, and dispute workflows.
Know how and when funds move.
Follow the movement from collection through settlement, conversion, and onward payout. Make the dependencies visible.
Questions worth asking
Which currencies settle where? How do fees, reserves, and payout schedules affect the operation?
What we review
Settlement terms, currency flows, provider costs, payout requirements, and approval controls.
Connect the transaction to the ledger.
Bring payments, fees, refunds, disputes, and settlement records into a finance process your team can maintain.
Questions worth asking
Can each settlement be explained? Where do unmatched items and manual handoffs accumulate?
What we review
Provider reports, matching logic, accounting interfaces, and exception ownership.
Good advice.
Better decisions.
Close to your team. Clear on the challenge. Practical about what comes next.
How we work01
Find the real constraint.
Map your payment flows, review provider terms and performance, and establish what needs attention.
02
Make the choices.
Compare partners and priorities against a clear brief. Understand the costs, dependencies, and tradeoffs.
03
Put the plan to work.
Give your teams and providers a practical roadmap. Agree ownership, readiness criteria, and performance reviews.
Different businesses.
Different payment needs.
Commerce & retail
Checkout, local methods, refunds, and connected sales channels.
Digital & subscription
Recurring billing, payment recovery, and renewal operations.
Platforms & marketplaces
Merchant onboarding, split flows, and seller payouts.
FX & financial services
Account funding, withdrawals, and multi-currency operations.
iGaming & entertainment
Deposits, player withdrawals, and provider suitability.
Payments, in perspective.
All perspectivesYour next payment decision
Let’s make
payments work.
Tell us where the challenge is. We’ll help you define the next step.